How to do with beggars and panhandlers? They aren't sramana beggars, generally they are people with addiction problems and at the very least, serious money problems.8. ... A Bodhisattva should give to those who come to him all that they need. If, out of malice or anger, he instead refuses to give to the poor even a coin, a needle, or a blade of grass, or refuses to say a verse or a stanza to those who request the Dharma, scolding and insulting them, it is a parājika sin
Giving money to the (most likely) alcoholic beggars seems to violate the precept on not giving directly or indirectly people the means to drink alcohol (precept #5 on not selling alcohol)
So what are people doing with respect to beggars now-a-days?
And panhandling is in a legal gray area-- in the US is is legal, but localities keep passing laws, issuing PSAs, etc to regulate with the aim of stamping it out. In my jurisdiction giving seems to be legal, but depending on how the beggar solicited, his actions may have been illegal, which kind of calls into question the ethics of participating in a criminal contract where only the worse off person could face prosecution.